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Banks in Morocco

Banking sector is playing a key role in the Moroccan economy.
During the past decades, several reforms have been implemented so as to give it he competitivity a modern society requires today. All the leading banks of the Kingdom are now offering a wide range of products and services to their private or corporate clients. Unil 1943, the banking sector was operating without
regulation. The same year, a decision was taken in order to control and regulate the banking activity. It applied to the south zone and then has been extanded to Tanger. These measures have led to a selection and concentration of the existing banks.

Since 1991, new measures have been taken:

Transcript, by monetary authorities, of credit frames and liberalisation all credit and debit interests.

Diversification of financial go-betweens through the creation of two new banks, Bnak al Amal and Banque de Développement des Collectivités Locales.

Adoption of prudential rules for an appropriate control of the banking activity.

Adoption of international standards, namely "Cook" ratio, to cover all the banking risks with security funds.

These reforms enabled the opening of the moroccan banking system, several moroccan banks opened subsidiaries abroad..


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